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📱 1. Mobile Wallets

  • JazzCash & EasyPaisa

    1. Open the app → go to Pay Bills → choose Electricity → select PESCO.

    2. Enter your 14‑digit reference number and fetch your bill.

    3. Confirm the amount and pay — instant receipt supplied. 

  • NayaPay / SadaPay
    Similar process: log in → Utilities/Bill Payment → select PESCO → enter reference number → pay.


🏦 2. Bank Mobile Apps & Internet Banking

  • Banks like HBL, UBL, MCB, Meezan, Allied, Standard Chartered, Faysal, and others support PESCO bill payments.

  • Process:

    • Go to Bill Payments in your bank app

    • Select Electricity → choose PESCO → enter reference number → confirm → pay.

    • You’ll receive a confirmation and receipt. 


🏧 3. ATM Payments

  • Use One-Link ATMs with your bank debit card:

    • Select Bill Payment → Electricity → PESCO

    • Enter reference number → confirm → print receipt. 

  • ABL ATM also supports PESCO payments for Allied Bank users.


🏦 4. Bank Branches & Post Offices

  • Pay over the counter at Meezan, Allied, UBL, National Bank, or your nearest post office or PESCO customer service center — just bring your bill and amount due. 


☎️ 5. Phone & SMS Banking

  • Allied Bank (ABL): Call 111-225-225 or 1222 → provide reference number → authorize payment. 


✅ Quick Comparison

Method Steps Receipt Availability
JazzCash / EasyPaisa Open app → Pay bills → PESCO Instant in-app receipt Anytime, 24/7
Bank Apps / Net-banking Login → Bill Payment → PESCO SMS/email receipt Anytime, 24/7
ATM Card → Bill Payment on machine Printed slip Bank ATM hours
Bank/Post Office In-person submission Stamped receipt Bank/Post timings
Phone Banking Call bank → confirm SMS/X statement Bank service hours

🛙 Bonus Option: Bill Installments

If you’re struggling to pay your full amount at once, PESCO offers a bill installment plan:

  • Apply at your local PESCO office or via helpline.

  • Submit a written request + attachments like your latest bill and CNIC.

  • Approved users can pay in 2–4 installments, but these must be paid through bank or post office, not digital wallets.


📌 Pro Tips

  • Always enter your exact 14-digit reference number.

  • Save receipts/screenshots — digital or printed — for proof.

  • Online payments usually reflect instantly, but may take 24–48 hours to show in some systems. 

  • If you paid but account still shows due, no need to panic — it often auto-updates. 


🔧 Get Started Now

  1. Pick your preferred method (mobile wallet, bank, ATM, or in-person).

  2. Keep your reference number handy.

  3. Complete payment and save the receipt.

  4. If there’s a delay in confirmation, wait 1–2 days and then contact your provider or check your account

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